Klarna is an all-in-one shopping app where you can get inspiration, track all your deliveries and returns, and experience a better way to shop with flexible payment methods. Its ‘buy now, pay later’ model splits the cost of your purchases across a series of interest-free monthly instalments.

So if the designer purchase you’ve had your eye on comes back in stock, spreading the cost into 3 instalments allows you to purchase the item giving you greater budgeting control.

Or perhaps you want to try before you buy? Klarna gives you that flexibility to pay 30 days after delivery and use it to order multiple sizes or pieces, then return the unsuitable items – paying only for the items you choose to keep, eliminating the need for refunds. 

You can shop now and pay later, anywhere online with the Klarna app. Klarna is the smooth and safe way to get what you love today, and pay over time. Not only can you easily spread the cost of your order, Klarna is safe and secure – you’re covered through its Buyer Protection Policy – and it’s simple to manage payments online or through the Klarna app. What does this mean in practice? Well, whether it's Uniqlo essentials, a Theory knit on The OUTNET or sleek Scandi tailoring from favourites like Cos, you can snap up your wish list investment items and spread out the cost over the coming months.

As well as the usual flexible payments at any online store, the Klarna app is the place to find deals and inspiration, save your favourite pieces and get price-drop notifications. Download the app here. It has everything in one place.

Klarna partners with retailers all over the world, from The OUTNET (who now stock menswear) to Cos, so that you can shop directly from their sites. However, if you don't spot Klarna at the checkout, no worries. You can use their app to enjoy flexible payment options everywhere and anywhere online.

Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply.klarna.com/uk/terms-and-conditions